IN CANADA 1-800-240-5283 w88Việt nam

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Who can apply?

  • Anyone who has been declined for insurance requiring medical tests
  • Anyone who has a poor medical history and would likely not qualify for traditional insurance
  • Anyone with an average to good medical history
  • Smokers and Non-smokers
  • Those who do not want to go through medical testing or are uncomfortable with needles
  • Anyone wanting fast and immediate insurance coverage

Available Products

  • Life Insurance
  • Permanent Life Insurance (Coverage For Life)
    • Pay fixed premiums for life
    • Option to stop paying premiums after 20 years
  • Term Life Insurance – 10 and 20 Year Term life Insurance
  • Disability Insurance (Injury Only)
  • Critical Illness Insurance (up to $75,000)
  • Health and Dental Insurance
  • Return of Premium Riders may be available

Example Of Prices

Term Life Insurance 

Male, 35 Years Old, Non-Smoker

  • Declined from all other forms of traditional Insurance, health issues
  • 20 Year Term Life Insurance, $100,000
  • 100% Return of Premium Paid at end of 20 years

$87.00 per month

Permanent Life Insurance (Final Expenses)

Male, 70, Non-Smoker
  • Will not qualify for traditional insurance
  • Looking for life insurance for final expenses
  • Does not want to go through medicals
  • $15,000 of Permanent Life Insurance, Lifetime coverage

$117.99 per month

Disability Insurance (Injury Only)

Male, 45, Smoker

  • Wants Disability protection, in case of Injury (on or off the job)
  • Traditional disability too expensive and likely a decline
  • Works in Contruction
  • $1,500 a month tax free benefit
    • Claim starts FIRST DAY of injury
    • Coverage to Age 70
    • Claim up to 5 years per injury claim

$68.40 per month


Contact us at D.L. Deeks Insurance


D.L. Deeks Insurance
500 - 90 Allstate Parkway
Markham, Ontario, L3R 6H3



Office Hours:
Monday - Friday | 8:00am - 5:30pm EST